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The seven 2020 tax rates themselves didn't change (they are the same as those in effect for the 2019 calendar year), however, the tax bracket ranges were modified based on inflation. Because of this, it's possible you could be in a different tax bracket for 2020 than the last time you reported your taxes, even if your income has not changed. Read More… https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1613814029282-C8K5ZFYTRTXU4KK44U45/image-asset.jpeg Blog - 10 Tax planning tips Tax season is officially here and it may be a bit different for many Americans due to economic uncertainty and changes amidst the COVID-19 pandemic. 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No Cost. No Obligation. (offer ends March 1) https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1613799828696-CAHN36A8GCFR1XPSSGHA/image-asset.jpeg SIP https://www.johnchoi.net/home daily 1.0 2025-09-19 https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1613556666139-PDHJZRL2UO0W6E15J8B9/JC%252Bpic.jpg Home - ABOUT US John Choi is the President of Epiphany Capital, a registered investment advisory firm based in the Chicagoland area. Since 1993, John has provided a team-based, solutions-oriented approach to wealth planning and investment management. The firm implements investment and insurance solutions for successful families, corporate executives, entrepreneurs, retirees, and specialized physicians. READ MORE… https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/4eeebf9a-1098-45a8-857b-5c05184996e2/3+Tools+to+Protect+Your+Nest+Egg_Page_01.png Home - free Download Click the picture to learn more about our featured free download: 3 Tools to Protect Your Nest Egg: Eliminate the Anxiety, Fear, and Stress Around Your Retirement https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1613557374681-OSDQBX25E5YN4CGZ0KKQ/image-asset.jpeg Home - CHECK OUT OUR BLOG! Look below at some of our featured posts. Be sure to check out our blog! read more… https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1758314996309-X35I5HDHI4BX6KM1JLOB/unsplash-image-lECj_ApWuVs.jpg Home https://www.johnchoi.net/social-security-form daily 0.75 2021-03-16 https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1615931498678-J8D4CM0UALIZQ0AE5AH1/2.jpg Social Security Form - FREE GUIDE: When, Why, and How Should I File for Social Security? 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On the other hand, with medical advancements and people living longer lives, life insurance products of today are much more efficient and offer benefits older policies just cannot provide. With this information, it’s important to make sure you’re reviewing your policy every 3-5 years. By checking up on your policy, you’ll likely find yourself in one of these three situations: 1.) A new policy can help you save money while keeping the same benefits 2.) A new policy can help you receive more benefits at no extra cost 3.) Everything is performing as expected and you have peace of mind We’d like to believe many people will fall into the third option, but many times, that’s just not what happens. In fact, 7 Out of 10 Policies Reviewed show supporting evidence to replace and upgrade the policy I’d like to offer you a complimentary review of your life insurance policy to make sure it’s performing as expected and the information that was originally stated matches your current lifestyle. 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Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1615935578856-OV5SIVEWOU8T3XHP314X/3+fb.jpg Physician Protect and Preserve FREE GUIDE: The Physician’s Guide to Optimizing the 5 Critical Elements of Your Financial Strategy as a High-Earning Medical Professional (click the image above to start your download) https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1615935525065-MS626G5P76OYL999NB7Z/3+fb+3.jpg Physician Protect and Preserve - Preserve & Protect Your assets Preserve and Protect Your Wealth https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1666637339601-5IFGFW5H8WX8ZGAH1PAF/unsplash-image-hImbZb0zQKo.jpg Physician Protect and Preserve https://www.johnchoi.net/retirement-secrets daily 0.75 2023-03-22 https://www.johnchoi.net/tutoring daily 0.75 2023-10-11 https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/f3a0b0da-899b-41ea-a0ab-a77b75acccac/image-asset.jpg Tutoring - JOHN CHOI TUTORING Get the support you need from the professional you trust. https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1696972235391-ET5TOZVPFG2CFUIFRJS7/image-asset.jpeg Tutoring - Group Tutoring 2-3 hour sessions Focused group sessions, including: General Principles, Insurance, Investments, Income Tax, Retirement, Estate, Calculations, and a general refresher course. https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1696972467667-7VVPNIM4XMU0J0MD8BEB/image-asset.png Tutoring - Class Summary Notes Instant PDF Download A collection of graphic organizers, like flowcharts or column charts to visualize the concepts we’ve covered to help you gain a deeper understanding of the material. https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1696971920048-DXACJB2R06S4627621GP/image-asset.jpeg Tutoring - Individual Tutoring 1 hour sessions This session is catered to your individual needs, whether it’s calculations, case studies, or concepts, we can cover them together. https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1696978115924-0H95PZY7C5XTFXDSPO2H/image-asset.jpeg Tutoring - About us John Choi, MSFS, CFP® offers in-depth, expert tutoring. John will engage with you in a personal way to build confidence and skills. https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/af6aa1b8-1652-4c3d-a06b-6f1c19142b2c/image-asset.jpg Tutoring - John is experienced, engaging and patient. He is well-versed in connecting concepts to a more personal perspective to help me understand financial concepts. He's a fun tutor. ~Chris C https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1696976879000-VG0S3F0A0UHJ4H9FH426/image-asset.jpg Tutoring https://www.johnchoi.net/tutoring-choices daily 0.75 2023-10-11 https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1696984485156-22YFYOQOQ8K84WZCIU59/image-asset.jpeg Tutoring Choices - Group Tutoring - 2 Person 1 hour session Focus: 2 person private tutoring catered to your needs Materials: Send me your questions. https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/f3a0b0da-899b-41ea-a0ab-a77b75acccac/image-asset.jpg Tutoring Choices - JOHN CHOI TUTORING Get the support you need from the professional you trust. https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1696984683881-ZO50VJEOQXB8D3O5BYWM/image-asset.jpeg Tutoring Choices - Group Tutoring - Estate 2 hour session Focus: Estate Materials: Bring blah blah blah https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1696984176804-4HBRBBFDHX04HQ1EHE62/image-asset.jpeg Tutoring Choices - Group Tutoring - Investment and Income Taxes 2 hour session Focus: Investment and Income Tax Materials: Please bring calculators and printed IRS Forms 1040, Schedule 1, 2 and Schedule A, B, C, D, and E. https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1696972235391-ET5TOZVPFG2CFUIFRJS7/image-asset.jpeg Tutoring Choices - Group Tutoring - Investment Calculations 2 hour session Focus: Investment Formula Calculations. Materials: YOU MUST BRING YOUR CALCULATOR to class. I will send you the Quiz ahead of time so you can work it and we will go over each question. https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1696976879000-VG0S3F0A0UHJ4H9FH426/image-asset.jpg Tutoring Choices https://www.johnchoi.net/buy-notes-now daily 0.75 2023-10-11 https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/f3a0b0da-899b-41ea-a0ab-a77b75acccac/image-asset.jpg Buy Notes Now - JOHN CHOI TUTORING Get the support you need from the professional you trust. https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1696976879000-VG0S3F0A0UHJ4H9FH426/image-asset.jpg Buy Notes Now https://www.johnchoi.net/podcast daily 0.75 2023-12-22 https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1701381658151-B4AYS790CUVZ54T5EWBO/image-asset.jpeg Podcast https://www.johnchoi.net/choi-masterclass daily 0.75 2025-10-20 https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1d5874e5-e3f0-4d4f-9121-57da1fefcaa2/Screenshot+2025-05-23+at+1.57.01%E2%80%AFPM.jpg Choi MasterClass - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.johnchoi.net/choi-masterclass-retirement daily 0.75 2025-09-19 https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/aaa79735-f77f-46f9-a349-4247c0b24407/Untitled-11.png Choi MasterClass Retirement - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/041fe5c7-0220-47be-acfa-ab8c853f6657/Retirement+MasterClass+Description.png Choi MasterClass Retirement - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/cb78026c-a16b-4d40-af15-667e34988df7/Retirement+MasterClass+Agenda-Updated+2025.png Choi MasterClass Retirement - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1758319384958-XGURMWOEU2ZOPN4M5G83/unsplash-image-c0I4ahyGIkA.jpg Choi MasterClass Retirement https://www.johnchoi.net/store daily 0.75 2023-10-10 https://www.johnchoi.net/store/class-summary-notes-1 monthly 0.5 2024-12-17 https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1696983839767-2Y219ND6W2N8KNC1S63E/Untitled-2+%281%29.png Store - Class Summary Notes 2 https://www.johnchoi.net/store/class-summary-notes-1-6hkjj monthly 0.5 2024-12-17 https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1696983839767-2Y219ND6W2N8KNC1S63E/Untitled-2+%281%29.png Store - Class Summary Notes 3 https://www.johnchoi.net/store/class-summary-notes monthly 0.5 2024-12-17 https://images.squarespace-cdn.com/content/v1/5db1f5d7990f2977125f6a2d/1696983839767-2Y219ND6W2N8KNC1S63E/Untitled-2+%281%29.png Store - Class Summary Notes 1